hard money loan benefits

Fast, Efficient Approval and Funding

Hard money loans are designed for speed. At Expo Lending, we streamline the application process, so you can secure funding quickly and capitalize on investment opportunities without delay.

Less Emphasis on Credit Score

Unlike traditional financing, hard money loans rely on the value of the property rather than your credit history or income, making them accessible to a wider range of investors.

Flexibility for Investment Projects

Our hard money loans come with flexible terms suited to the timelines of fix-and-flip, rental, and other real estate projects. This short-term financing provides the flexibility needed to complete projects on schedule.

Higher Loan-to-Value (LTV) Ratios

Most hard money lenders often offer higher LTV ratios than traditional loans, allowing you to maximize your leverage and use less of your own capital for investments.

Access to Cash Flow for Multiple Investments

With options like cash-out refinancing, hard money loans help investors tap into existing equity to fund additional investments, enabling you to scale your portfolio efficiently.