
SMALL BUSINESS SOLUTIONS
SBA LOANS

SBA LOAN Benefits
Low Interest Rates and LONG-TERM Savings
With government backing, SBA loans have lower interest rates, so small businesses save more over the life of the loan. SBA loans are designed to accommodate businesses with different income levels, ensuring that even those with non-traditional income sources can access the funding they need.
Long Repayment Terms to Support Cash Flow
One of the biggest benefits of SBA loans is the longer repayment period so you can keep your monthly payments manageable. With repayment terms up to 25 years you’ll have the time to grow your business without worrying about short term loan obligations.
Smaller Down Payments to Keep Working Capital
Traditional business loans require large down payments which can deplete your cash reserves. With SBA loans, down payment requirements are lower so you can keep your working capital for other business needs.
Versatility to Meet Multiple Business Needs
From real estate and equipment purchases to debt refinancing and working capital, SBA loans can be used for many business purposes so it’s a great solution for versatile financing.
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