BRIDGE · ALL 50 STATES
Commercial Bridge Loans Nationwide
Short-term commercial bridge financing when speed and exit strategy matter—typically from about $1,000,000. Multifamily 5+, hospitality, CRE & special-purpose. Texas-based Expo Lending. Subject to underwriting.
Aiden Fahimi, Broker | Mortgage Advisor (NMLS #1943973) · Expo Lending LLC · NMLS #2619446
Share the asset, loan size, and exit plan.
Commercial bridge loans provide short-term capital when speed, transitional occupancy, renovations, or a permanent takeout timeline matters more than a long bank process. Expo Lending works qualifying bridge requests in all 50 states. Programs commonly start around $1,000,000, subject to underwriting.
Typical Bridge Profile
- Short terms—often roughly 12–36 months —with interest-only options on many structures
- Faster closings than permanent debt when diligence is ready (some files may close in roughly 1–3 weeks; timelines vary)
- Non-recourse options may be available for strong sponsors and assets—subject to underwriting
- Clear exit: refinance to permanent debt, sale, bridge-to-perm, or other planned takeout
Property Types
Bridge capital may support multifamily (5+ units), hospitality, retail, office, industrial, self-storage, mixed-use, agricultural timing gaps, and many special-purpose assets. 1–4 unit residential and residential fix-and-flip are not the focus of these commercial bridge programs —see DSCR loans for 1–4 unit investor needs.
When Bridge Fits
- Purchase must close before permanent / agency / SBA underwriting finishes
- Value-add lease-up, renovations, or PIP work before a permanent loan
- Maturing loan that needs time before refinance
- 1031 or auction timing pressure
For heavier distress, unusual credit, or asset-based speed, also review hard money loans. For permanent takeouts, see commercial real estate loans and multifamily loans.
Subject to underwriting: Rates, leverage, recourse, and closing speed depend on the asset, exit, and sponsor. We do not publish a blanket rate claim on this page.
Commercial Bridge FAQs
What is the minimum bridge loan size?
Commercial bridge programs we work with commonly start around $1,000,000. Larger transactions are routine when the asset and sponsor support them—subject to underwriting.
How fast can a bridge loan close?
Some well-prepared files may close in roughly one to three weeks. Appraisal, title, entity docs, and asset complexity drive timing.
Do you finance residential fix-and-flip?
These commercial bridge programs focus on commercial and multifamily (5+) assets—not 1–4 unit residential flips. Ask us if another structure fits.
Is non-recourse available?
Non-recourse bridge structures may be available for qualified borrowers and strong property profiles—subject to underwriting.
Are bridge loans available in all 50 states?
Yes. Expo Lending is Texas-based and may assist with qualifying commercial bridge financing nationwide, subject to underwriting.
Mon–Fri 9 AM–6 PM Central · Nationwide business-purpose lending
Equal Housing Opportunity. Expo Lending LLC, NMLS #2619446. Aiden Fahimi, Broker | Mortgage Advisor, NMLS #1943973. 1000 Main St, Suite 2300 PMB 1161, Houston, TX 77002. Office (877) 732-4464 · Direct/Text (713) 885-3944. Commercial and business-purpose loan programs, guidelines, amounts, and availability vary by state and underwriting. This is not a commitment to lend. NMLS Consumer Access: nmlsconsumeraccess.org.
