SELF-STORAGE · ALL 50 STATES
Self-Storage Loans Nationwide
Self-storage acquisition, refinance, expansion & select construction financing nationwide—generally from about $500,000. Texas-based Expo Lending. Subject to underwriting.
Aiden Fahimi, Broker | Mortgage Advisor (NMLS #1943973) · Expo Lending LLC · NMLS #2619446
Share rent roll, occupancy, and loan purpose.
Self-storage financing can cover acquisitions, refinances, cash-out, expansions, conversions, and select ground-up projects. Expo Lending works storage requests in all 50 states. Loan amounts commonly range from about $500,000 upward (larger facilities and portfolios included where guidelines allow), subject to underwriting.
Program Flavors
- Owner-operated SBA paths — May reach higher project leverage on fitting files (see SBA loans); special-purpose equity rules often apply
- Conventional / CMBS / life company — Stabilized facilities; indicative leverage often in a mid-to-upper LTV band with DSCR tests—subject to underwriting
- Bridge / construction — Lease-up, big-box conversion, or ground-up sized to cost and exit—see bridge loans
Lenders typically review unit mix, climate vs. drive-up mix, in-place vs. street rates, trailing occupancy/revenue, and management plan (on-site, third-party, or remote).
Minimum DSCR on many permanent programs centers near about 1.25x (SBA cash-flow tests may differ)—always subject to underwriting.
Self-Storage Loan FAQs
What storage loan sizes are typical?
Many programs start around $500,000. Larger single assets and portfolios may scale substantially—subject to underwriting.
Can I finance a conversion or new build?
Select conversion and construction/bridge structures may fit when the budget, experience, and exit are clear—subject to underwriting.
Is SBA an option for self-storage?
Owner-operated facilities may pursue SBA 504 or 7(a) when eligibility and occupancy rules are met. Special-purpose equity requirements often apply.
Nationwide availability?
Yes. Expo Lending is Texas-based with nationwide self-storage reach, subject to underwriting.
Mon–Fri 9 AM–6 PM Central · Nationwide business-purpose lending
Equal Housing Opportunity. Expo Lending LLC, NMLS #2619446. Aiden Fahimi, Broker | Mortgage Advisor, NMLS #1943973. 1000 Main St, Suite 2300 PMB 1161, Houston, TX 77002. Office (877) 732-4464 · Direct/Text (713) 885-3944. Commercial and business-purpose loan programs, guidelines, amounts, and availability vary by state and underwriting. This is not a commitment to lend. NMLS Consumer Access: nmlsconsumeraccess.org.
